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When we think of identity thefts we usually picture someone stealing a wallet or a purse and using the information inside to gain a bit of short term financial security. A deeper and more sinister cause may be right at our fingertips and we don't even realize it. Have you received suspicious emails lately saying "Your application for home refinancing has been approved," or "your credit card application has been approved." This and other examples of identity theft are on the rise across the nation. How are these bandits getting your information? …